Terms of Use

Article 1 (Purpose)

The purpose of these Terms and Conditions is to define the rights, obligations, and responsibilities of the "Homepage" and its users regarding the use of internet-related services (hereinafter referred to as "Services") provided by the Jay Kim Academy of Politics and Economics Cyber Homepage (hereinafter referred to as the "Homepage") operated by the Jay Kim Academy of Politics and Economics.

※ "These terms and conditions shall apply mutatis mutandis to electronic commerce using PC communication, wireless, etc., as long as it does not conflict with its nature."

Article 2 (Definition)

① "Homepage" refers to a virtual business place established by the Jay Kim Academy of Politics and Economics to provide goods or services (hereinafter referred to as "Goods, etc.") to users by using information and communication facilities such as computers, and is also used to refer to the operator of the Homepage.
② "User" refers to members and non-members who access the "Homepage" and receive services provided by the "Homepage" in accordance with these terms and conditions.
③ "Member" refers to a person who has registered as a member on the "Homepage" and can continuously use the services provided by the "Homepage."
④ "Non-member" refers to a person who uses the services provided by the "Homepage" without joining as a member.

Article 3 (Specification, Explanation, and Revision of Terms)

① The "Homepage" shall post the contents of these terms and conditions, name of the company and representative, business address (including the address where consumer complaints can be handled), telephone number, fax number, e-mail address, business registration number, and the person in charge of personal information management on the initial service screen (front) so that users can easily
recognize them. However, the contents of the terms and conditions can be made available through a linked screen.
② Before a user agrees to the terms and conditions, the "Homepage" must provide a separate linked screen or pop-up screen so that the user can understand important contents such as withdrawal of subscription, delivery responsibility, and refund conditions.
③ The "Homepage" may amend these terms and conditions within the scope that does not violate relevant laws such as the 「Act on Consumer Protection in Electronic Commerce」, 「Act on Regulation of Terms and Conditions」, 「Framework Act on Electronic Documents and Transactions」, 「Electronic Financial Transactions Act」, 「Electronic Signature Act」, 「Act on Promotion of Information and Communications Network Utilization and Information Protection」, 「Act on Door-to-Door Sales」, and 「Framework Act on Consumers」.
④ When the "Homepage" amends the terms and conditions, the date of application and the reason for the amendment shall be specified and announced on the initial screen of the mall along with the current terms and conditions from 7 days prior to the application date to the day before the application date. However, if the contents are changed unfavorably to the user, a prior grace period of at least 30 days shall be given. In this case, the "Mall" clearly compares the contents before and after the revision and displays them for the user's convenience.
⑤ When the "Homepage" amends the terms and conditions, the amended terms and conditions apply only to contracts concluded after the application date, and the previous terms and conditions apply to contracts already concluded before that. However, if a user who has already signed a contract wishes to be subject to the amended terms and conditions and receives consent from the "Homepage" within the notice period under Paragraph 3, the amended terms shall apply.
⑥ Matters not stipulated in these terms and conditions and the interpretation of these terms and conditions shall be governed by the Act on Consumer Protection in Electronic Commerce, the Act on Regulation of Terms and Conditions, the Consumer Protection Guidelines in Electronic Commerce prescribed by the Fair Trade Commission, and relevant laws or commercial practices.

Article 4 (Provision and Change of Service)

① The "Homepage" performs the following tasks:
- 1. Provision of information on goods or services and conclusion of purchase contracts
- 2. Delivery of goods or services for which a purchase contract has been concluded
- 3. Other tasks determined by the "Homepage"
② In the event of out-of-stock goods or changes in technical specifications, the "Homepage" may change the contents of the goods or services to be provided by contracts to be concluded in the future. In this case, the contents of the changed goods or services and the date of provision shall be specified and immediately announced where the current goods or services are posted.
③ If the content of the service contracted with the user is changed due to reasons such as out-of-stock or change in technical specifications, the reason shall be immediately notified to the user at a notified address.
④ In the case of the preceding paragraph, the "Homepage" shall compensate the user for damages. However, this shall not apply if the "Homepage" proves that there is no intention or negligence.

Article 5 (Suspension of Service)

① The "Homepage" may temporarily suspend the provision of services in the event of maintenance, replacement, breakdown of information and communication facilities such as computers, or disruption of communication.
② The "Homepage" shall compensate for damages suffered by users or third parties due to the temporary suspension of the service for the reasons mentioned in Paragraph 1. However, this shall not apply if the "Homepage" proves that there is no intention or negligence.
③ If the service cannot be provided due to conversion of business items, abandonment of business, or integration between companies, the "Homepage" shall notify the user in the manner prescribed in Article 8 and compensate the consumer according to the conditions originally suggested.
However, if the "Homepage" does not notify the compensation standards, the users' mileage or points shall be paid in kind or cash corresponding to the currency value used in the "Homepage."

Article 6 (Membership Registration)

① Users apply for membership by filling in member information according to the registration form set by the "Homepage" and expressing their intention to agree to these terms and conditions.
② The "Homepage" shall register as members among users who apply for membership as in Paragraph 1, unless they fall under any of the following:
- 1. If the applicant has previously lost membership qualifications pursuant to Article 7 (3) of these terms, except for those for whom 3 years have passed since the loss of qualification and have obtained approval for re-registration from the "Homepage."
- 2. If there are false entries, omissions, or errors in the registration details.
- 3. If it is judged that registering as a member significantly hinders the technology of the "Homepage."
③ The time of establishment of the membership contract shall be the time when the acceptance of the "Homepage" reaches the member.
④ If there is a change in the registered information at the time of joining, the member must notify the "Homepage" of the change within a reasonable period of time by means such as modifying member information.

Article 7 (Withdrawal of Membership and Loss of Qualification)

① Members may request withdrawal from the "Homepage" at any time, and the "Homepage" will process the withdrawal immediately.
② If a member falls under any of the following reasons, the "Homepage" may limit or suspend membership:
- 1. If false information is registered at the time of application
- 2. If the member does not pay the debts related to the use of the "Homepage," such as the price of goods purchased using the "Homepage"
- 3. If the member threatens the order of electronic commerce by interfering with others' use of the "Homepage" or stealing information
- 4. If the member commits an act prohibited by laws or these terms and conditions or against public order and morals using the "Homepage"
③ After the "Homepage" limits or suspends membership, if the same act is repeated twice or more or the reason is not corrected within 30 days, the "Homepage" may terminate membership.
④ If the "Homepage" terminates membership, the registration will be deleted. In this case, the member is notified and given an opportunity to explain for at least 30 days before the registration is deleted.

Article 8 (Notice to Members)

① If the "Homepage" notifies a member, it may be done via the e-mail address designated by the member in advance with the "Homepage."
② In the case of notice to unspecified members, the "Homepage" may substitute individual notice by posting it on the "Homepage" bulletin board for more than one week. However, individual notice shall be given for matters that have a significant impact on the member's own transaction.

Article 9 (Purchase Request and Consent to Provide Personal Information)

① Users of the "Homepage" shall apply for purchase on the "Homepage" by the following or similar methods, and the "Homepage" shall provide each of the following in an easy-to-understand manner:
- 1. Search and selection of goods, etc.
- 2. Entering the recipient's name, address, telephone number, e-mail address (or mobile phone number), etc.
- 3. Confirmation of terms and conditions, services with restricted subscription withdrawal rights, and costs related to shipping and installation fees
- 4. Indication of agreeing to these terms and conditions and confirming or refusing the items in No. 3 above (e.g., mouse click)
- 5. Purchase request for goods and confirmation thereof, or consent to confirmation by the "Homepage"
- 6. Selection of payment method
② If the "Homepage" needs to provide the purchaser's personal information to a third party, it must notify and obtain consent for 1) the recipient, 2) the recipient's purpose of use, 3) items provided, and 4) the period of retention and use. (The same applies if the agreed matters change.)
③ When the "Homepage" entrusts a third party with the handling of the purchaser's personal information, it must notify and obtain consent for 1) the person being entrusted and 2) the content of the work being entrusted.
(The same applies if the agreed matters change.) However, if it is necessary for the performance of the contract for service provision and related to the improvement of the purchaser's convenience, it is not necessary to go through the notification and consent procedures by notifying through the personal information handling policy as prescribed in the 「Act on Promotion of Information and Communications Network Utilization and Information Protection」.

Article 10 (Establishment of Contract)

① The "Homepage" may not accept the purchase request as in Article 9 if it falls under any of the following. However, if a contract is concluded with a minor, it must be notified that the minor or the legal representative can cancel the contract if the consent of the legal representative is not obtained.
- 1. If there are false entries, omissions, or errors in the application details
- 2. If a minor purchases goods and services prohibited by the Youth Protection Act, such as tobacco and alcohol
- 3. If it is judged that accepting the purchase request significantly hinders the technology of the "Homepage"
② The contract is considered established when the acceptance of the "Homepage" reaches the user in the form of a receipt confirmation notice under Article 12 (1).
③ The expression of acceptance by the "Homepage" must include information such as confirmation of the user's purchase request, availability for sale, and correction or cancellation of the purchase request.

Article 11 (Payment Method)

The payment method for goods or services purchased on the "Homepage" can be made by any of the following available methods.
However, the "Homepage" cannot collect any additional fees under any name regarding the user's payment method.

1. Various account transfers such as phone banking, internet banking, and mail banking
2. Various card payments such as prepaid cards, debit cards, and credit cards
3. Online bank transfer
4. Payment by electronic money
5. Payment upon receipt
6. Payment by points paid by the "Homepage" such as mileage
7. Payment by gift certificates contracted with or recognized by the "Homepage"
8. Payment by other electronic payment methods, etc.

Article 12 (Receipt Confirmation Notice, Change, and Cancellation of Purchase Request)

① The "Homepage" sends a receipt confirmation notice to the user when there is a purchase request from the user.
② The user who receives the receipt confirmation notice may request a change or cancellation of the purchase request immediately after receiving the notice if there is a discrepancy in the expression of intent, etc., and the "Homepage" must process it according to the request without delay if requested before delivery. However, if the payment has already been made, the provisions regarding withdrawal of subscription in Article 15 shall apply.

Article 13 (Supply of Goods, etc.)

① Unless there is a separate agreement regarding the supply timing of goods, the "Homepage" shall take necessary measures such as custom-made production and packaging so that the goods can be delivered within 7 days from the date of subscription.
However, if the "Homepage" has already received all or part of the payment, measures will be taken within 3 business days from the date of receipt. At this time, the "Homepage" takes appropriate measures so that the user can check the supply procedure and progress of the goods.
② The "Homepage" specifies the delivery method, who bears the delivery cost for each method, and the delivery period for each method for the goods purchased by the user. If the "Homepage" exceeds the agreed delivery period, it must compensate the user for damages.
However, this shall not apply if the "Homepage" proves that there is no intention or negligence.

Article 14 (Refund)

When the "Homepage" cannot deliver or provide the goods requested for purchase due to reasons such as out-of-stock, it shall notify the user of the reason without delay, and if the payment has been received in advance, it shall refund or take necessary measures for refund within 3 business days from the date of receipt.

Article 15 (Withdrawal of Subscription, etc.)

① A user who has entered into a contract for the purchase of goods with the "Homepage" may withdraw the subscription within 7 days from the date of receiving the written contract contents pursuant to Article 13 (2) of the 「Act on Consumer Protection in Electronic Commerce」 (or from the date the supply of goods started if the supply is later than the receipt of the document). However, if there are different provisions in the Act on Consumer Protection in Electronic Commerce regarding withdrawal of subscription, the provisions of the Act shall apply.
② Users cannot return or exchange goods in the following cases even after receiving them:
- 1. If the goods are lost or damaged due to reasons responsible to the user (however, the subscription may be withdrawn if the packaging is damaged to check the contents)
- 2. If the value of the goods has significantly decreased due to the user's use or partial consumption
- 3. If the value of the goods has significantly decreased to the point where resale is difficult due to the passage of time
- 4. If the packaging of the original goods is damaged in cases where reproduction is possible with goods having the same performance
③ In the case of Paragraph 2 Nos. 2 to 4, if the "Homepage" did not take measures such as clearly stating the fact that subscription withdrawal is restricted in advance or providing trial products, the user's withdrawal of subscription shall not be restricted.
④ Notwithstanding the provisions of Paragraphs 1 and 2, if the contents of the goods are different from the contents of display or advertisement or performed differently from the contract contents, the user may withdraw the subscription within 3 months from the date of receipt, or within 30 days from the date the user knew or could have known the fact.

Article 16 (Effect of Withdrawal of Subscription, etc.)

① When the "Homepage" receives the returned goods from the user, it shall refund the payment already received within 3 business days. In this case, if the "Homepage" delays the refund, it shall pay delay interest calculated by multiplying the delay interest rate determined by Article 21-2 of the 「Enforcement Decree of the Act on Consumer Protection in Electronic Commerce」 for the delay period.
② In refunding the above amount, if the user paid for the goods by credit card or electronic money, the "Homepage" shall request the business provider who provided the payment method to suspend or cancel the charge for the goods without delay.
③ In the case of withdrawal of subscription, the cost necessary for returning the supplied goods shall be borne by the user. The "Homepage" does not claim a penalty or damages from the user for the reason of withdrawal. However, if the subscription is withdrawn because the contents of the goods are different from the display/advertisement or the contract is performed differently, the cost of returning the goods shall be borne by the "Homepage."
④ If the user bears the shipping cost when receiving the goods, the "Homepage" clearly indicates who bears the cost when the subscription is withdrawn so that the user can easily understand.

Article 17 (Personal Information Protection)

① The "Homepage" collects the minimum amount of personal information necessary for providing services when collecting a user's personal information.
② The "Homepage" does not collect information necessary for the performance of a purchase contract in advance at the time of membership registration. However, this is not the case when the minimum specific personal information is collected before the purchase contract for the fulfillment of obligations under relevant laws and regulations.
③ When the "Homepage" collects and uses a user's personal information, it notifies the user of the purpose and obtains consent.
④ The "Homepage" cannot use the collected personal information for purposes other than those intended, and when a new purpose of use occurs or is provided to a third party, it notifies the purpose and obtains consent at the stage of use or provision.
However, exceptions are made if relevant laws and regulations provide otherwise.
⑤ If the "Homepage" needs to obtain consent from the user according to Paragraphs 2 and 3, the identity of the person in charge of personal information management (affiliation, name, phone number, and other contact information), purpose of collection and use, and matters related to information provision to third parties (recipient, purpose of provision, and contents of information provided) must be specified or notified in advance, and the user may withdraw this consent at any time.
⑥ Users may request access to and correction of errors in their personal information held by the "Homepage" at any time, and the "Homepage" is obligated to take necessary measures without delay. If a user requests the correction of an error, the "Homepage" will not use the personal information until the error is corrected.
⑦ To protect personal information, the "Homepage" shall limit the number of persons handling the user's personal information to a minimum and bears all responsibility for the user's damages caused by loss, theft, leakage, provision to a third party without consent, or falsification of the user's personal information, including credit cards and bank accounts.
⑧ The "Homepage" or a third party that has received personal information from it shall destroy the personal information without delay when the purpose of collection or provision is achieved.
⑨ The "Homepage" does not set the consent column for the collection, use, and provision of personal information as selected in advance. In addition, it specifically specifies the services that are restricted when the user refuses to consent to the collection, use, and provision of personal information, and does not restrict or refuse the provision of services such as membership registration on the grounds of the user's refusal to consent to the collection, use, and provision of personal information that is not an essential collection item.

Article 18 (Obligations of the "Homepage")

① The "Homepage" shall not commit acts prohibited by laws and these terms and conditions or against public order and morals, and shall do its best to provide goods and services continuously and stably as stipulated in these terms and conditions.
② The "Homepage" must have a security system for protecting users' personal information (including credit information) so that users can use internet services safely.
③ If a user suffers damage by the "Homepage" performing unfair display or advertising acts prescribed in Article 3 of the 「Act on Fair Labeling and Advertising」 for products or services, the "Homepage" shall be responsible for compensating for it.
④ The "Homepage" does not send commercial e-mails for profit that the user does not want.

Article 19 (Obligations for Member's ID and Password)

① Except for the case of Article 17, the member is responsible for managing their ID and password.
② Members must not allow their ID and password to be used by a third party.
③ If a member recognizes that their ID and password have been stolen or used by a third party, they must immediately notify the "Homepage" and follow the instructions of the "Homepage."

Article 20 (Obligations of Users)

1. Registration of false information when applying or changing
2. Stealing others' information
3. Changing information posted on the "Homepage"
4. Sending or posting information (computer programs, etc.) other than the information set by the "Homepage"
5. Infringement of intellectual property rights such as copyrights of the "Homepage" or other third parties
6. Acts that damage the reputation of the "Homepage" or other third parties or interfere with business
7. Disclosing or posting obscene or violent messages, images, voices, or other information against public order and morals on the Mall

Article 21 (Relationship between Linked "Homepage" and Connected "Homepage")

① When an upper "Homepage" and a lower "Homepage" are connected by a hyperlink (e.g., hyperlinks include characters, pictures, and moving images), the former is called a Linked "Homepage" (website) and the latter is called a Connected "Homepage" (website).
② If the Linked "Homepage" specifies on its initial screen or a pop-up screen at the time of connection that it does not take responsibility for transactions performed by users with the goods independently provided by the Connected "Homepage," it does not take responsibility for the transaction.

Article 22 (Ownership of Copyright and Restriction of Use)

① Copyright and other intellectual property rights for works created by the "Homepage" belong to the "Homepage."
② Users shall not use information to which intellectual property rights belong to the "Homepage" among the information obtained by using the "Homepage" for profit-making purposes by reproduction, transmission, publication, distribution, broadcasting, or other methods without prior consent of the "Homepage" or allow a third party to use it.
③ When the "Homepage" uses the copyright belonging to the user according to the agreement, it shall notify the user.

Article 23 (Dispute Resolution)

① The "Homepage" establishes and operates a damage compensation processing organization to reflect legitimate opinions or complaints raised by users and to process compensation for the damage.
② The "Homepage" prioritizes complaints and opinions submitted by users. However, if prompt processing is difficult, the reason and processing schedule will be immediately notified to the user.
③ If there is a request for damage relief from a user regarding an electronic commerce dispute between the "Homepage" and the user, it may follow the mediation of a dispute mediation agency requested by the Fair Trade Commission or the city/do governor.

Article 24 (Jurisdiction and Governing Law)

① Lawsuits regarding electronic commerce disputes between the "Homepage" and users shall be based on the user's address at the time of filing, and if there is no address, it shall be under the exclusive jurisdiction of the district court governing the place of residence. However, if the user's address or residence is not clear at the time of filing, or in the case of a foreign resident, it shall be submitted to the competent court under the Civil Procedure Act.
② Korean law shall apply to electronic commerce lawsuits filed between the "Homepage" and users.